If you wish for a personal loan with a fixed duration and fixed charge at a preferential personalised rate, Alpha Bank offers you Alpha “Metron Ariston" to cover your personal needs.
Amount of the loan: From Euro 1,500 to Euro 30,000.
Interest rate: Fixed interest rate 12.95% for the entire duration of the loan (plus the contribution of Law 128/75, which is 0.60%).
Duration: From 6 to 96 months.
Once – off preapproval reward: Euro 15, that are being compensated for the once-off communication expenses.
Application fees : Euro 120 for amounts up to Euro 5,000 and Euro 180 for amounts over Euro 5,000.
Amount of monthly instalment:
If you want to calculate the monthly instalment while knowing the amount that you want to borrow or
If you want to calculate the amount of the loan that you can borrow while knowing the monthly instalment
Submission of an application form: You can apply through the 431 Branches of Alpha Bank, having with you: :
Your identity card or other identification certificate
The tax statement for the latest fiscal year.
Åspecially for the salaried, in case of no existence of recent tax statement, a certificate of wages from the employer is needed.
Now, you can also apply by telephone by calling 801-11-701-801
Loan Insurance: A loan insurance programme, with a very competitive price, which is addressed exclusively to Alpha Bank consumer loan holders. This programme insures you and your family against accidental and unpredicted events that could hinder the regular payment of your consumer loan installments.
Way of servicing: You can choose monthly amortisation installments, the settlement of which will be realised at the Alpha Bank Branches’ counters, or a standing order from a deposit account that you hold with the Bank, or cards issued by the Bank through the ATM, or Alpha Web Banking or through the Automated Cash Transaction Centres (ACTC).
Total Annual Cost:
Fixed interest rate Total Annual Effective Rate
15.21% for a loan of Euro 6.000, with nominal interest rate of 12.95%, repayment period of 48 months, and fees of Euro 180 (contribution of Law 128/75, 0.6% included).
The above interest rates are provided on the basis of timely payments.
For more information click here to view our F.A.Q.'s
